Gary has been helping people make smart decisions about financing their real estate for over 30 years. As a California attorney, he understands the language in your mortgage paperwork, and can explain it in everyday language you understand, so you’re comfortable with what you’re signing. With his experience working with many lenders, he can give you a great loan even if your situation isn’t cookie-cutter perfect. He can mentor you to understand what to do, and what not to do, to increase your credit scores as much as possible to get the best interest rate. And while he can help you make smart financial decisions for your current purchase or refinance of a home, a rental, or a commercial property, he can also educate you about what decisions to make now, that will help create a better financial future for you and your family.